This website is owned and operated by SMB FinPro, LLC (“SMB FinPro” or “Company”). This policy is aimed at helping you understand what information we collect in assisting your business with obtaining a loan, how we use that information, and the safeguards we have in place to protect it. This Privacy Policy applies to information collected through this website and otherwise. Your use of this website and our services, and any disputes arising from it, is subject to this Privacy Policy as well as the website's Terms of Use and all of its dispute resolution provisions, including arbitration and choice of law provision.
By using this website and by accepting the Privacy Policy and Terms of Use, as you are required to do in registration, you expressly consent to the terms and conditions set forth in this Privacy Policy.
INFORMATION WE GATHER FROM USERS:
In general we collect personal information that can identify you, the business owner -- such as your name and email address -- as well as other information that does not identify you.
HOW WE USE THE INFORMATION WE COLLECT:
In general we may use information that we collect about you to:
Financial information. We may use financial information to match you with lenders or to provide loan offers to you, to verify your identify, to protect against or identify possible fraudulent transactions, and otherwise as needed to manage our business.
WHO WE SHARE YOUR INFORMATION WITH:
In general, we want you to understand when and with whom we may share personal or other information we have collected about you or your activities on our website. We do not share any information about you with others except as indicated below. We may share all types of personal information with:
Aggregated, non-personal information. We may also share aggregated information (i.e., information about you and other customers collectively, but not specifically identifiable to you) and other non-personal information we collect from registration, applications or other use of our website or services in order to develop and/or deliver targeted advertising on our website and on websites of third parties. We may also combine non-personal information we collect with additional non-personal information collected from other sources. In addition, we may share aggregated information with third parties, including advisors, advertisers and investors, for the purpose of conducting general business analysis and developing site metrics. For example, we may tell our advertisers the number of visitors to our website and the most popular features or services accessed or use such aggregated, non-personal information to develop website content and services that we hope you and other users will find of interest and to target content and advertising.
Third-party websites. There are a number of places on our website where you may click on a link to access other websites, each of which operates under its own privacy policy and not SMB FinPro’s Privacy Policy. For example, if you click on an advertisement or a lender’s profile on our website, you may be taken to a website that we do not control. These third-party websites may independently solicit and collect information, including personal information, from you and, in some instances, provide us with information about your activities on those websites. SMB FinPro cannot control such uses or use by companies whose links you click on. We therefore recommend that you consult the privacy statements of all third-party website you visit by clicking on the "privacy" link typically located at the bottom of the webpage you are visiting.
Other circumstances. We also may disclose your information:
Third-party use of your information. SMB FinPro does not control the actual use of transferred data by third parties, which are governed by their internal policies and procedures. These entities or their servers may be located either inside or outside the United States, in which case they may be governed by different privacy laws or policies.
By disclosing your information to SMB FinPro through registration, the loan request process or otherwise on our website, you expressly consent to any transfer of your information as described above and in this Privacy Policy.
HOW WE PROTECT YOUR PERSONAL INFORMATION:
We are committed to protect the security and integrity of all information you share with us. We have therefore implemented various security measures (including physical, electronic and procedural measures) to help safeguard your personal information from unauthorized access and disclosure. Only authorized employees and authorized third-party service providers are permitted to access personal information, and they may do so only for specified and limited business functions. In addition, we use encryption in the transmission of your sensitive personal information between your system and ours, and we use firewalls to help prevent unauthorized persons from gaining access to your personal information. We want you to feel confident using our website for business transactions. However, no system can be completely secure. Therefore, we do not promise, and you should not expect, that your personal information, searches, or other communications will always remain secure in all cases.
YOUR CHOICES ABOUT COLLECTION AND USE OF YOUR INFORMATION:
You can at any time choose not to provide us with certain information. However, if you do so, this may result in your being ineligible or unable to use certain features of our website if such information may be required in order for you to obtain services.
HOW YOU CAN ACCESS YOUR INFORMATION:
Once you have registered with SMB FinPro, you can access and update your personal information at any time in your user account.
WE DO NOT TOLERATE SPAM, SPYWARE OR SPOOFING:
We and our vendors, partners and affiliates do not tolerate spam. To report SMB FinPro-related spam or spoof emails to SMB FinPro, please forward the email to support@smartbusinessloans.com. You may not use our communication tools to send spam or otherwise send content that would violate our Terms of Use. We automatically scan and may also manually filter messages to check for spam, viruses, phishing attacks and other malicious activity or illegal or prohibited content.
OTHER INFORMATION ABOUT OUR PRIVACY PRACTICES:
If you are a resident of California, in addition to the rights set forth in this Privacy Policy, you have the right to request information from us regarding the manner in which we share certain categories of personal information with third parties for their direct marketing purposes. California law gives you the right to send us a request at a designated address to receive the following information:
We may provide this information in a standardized format that is not specific to you. The designated email address for these requests is support@smartbusinessloans.com
Our website is a business website, and per the terms of our User Agreement, you must be at least 18 years of age to access, use or register for our website.
VISITING OUR WEBSITE FROM OUTSIDE THE UNITED STATES:
This Privacy Policy is intended to cover the collection of information on our website from residents of the United States. If you are visiting our website from outside the United States, please be aware that your information may be transferred to, stored, and processed in the United States where our servers are located and our central database is operated. The data protection and other laws of the United States and other countries may be different from those in your country. Please be assured that we have undertaken reasonable steps to ensure that your privacy is protected, as outlined in this Privacy Policy. By using the SMB FinPro website or any of the services offered on the Site, you acknowledge and agree that your information may be used, stored and shared as described in this Privacy Policy.
NO THIRD PARTY RIGHTS:
This Privacy Policy does not create rights enforceable by third parties or require disclosure of any personal information relating to users of our website.
CHANGES TO PRIVACY POLICY:
We will occasionally update this Privacy Policy to reflect changes in our practices and services. When we post changes to this Privacy Policy, we will revise the "last updated" date at the top of the first page of this Privacy Policy. We recommend that you check our website from time to time to inform yourself of any changes in this Privacy Policy or any of our other policies.
HOW TO CONTACT US:
If you have any questions about this Privacy Policy or our information-handling practices, or if you would like to request information about our disclosure of personal information to third parties, including for their direct marketing purposes, please contact us by email at: support@smartbusinessloans.com Or you can write to us at:
SMB FinPro, LLC
DBA Smart Business Loans
30W 21st Street
12th Floor
New York, NY 10010
(888) 460-2882