Frequently Asked Questions

Who is Smart Business Loans

We are a team of entreprenesurs that includes technologists, marketers and financial services/lending professionals.   Our vision and goal is to revolutionize the small business services market by creating Fast.Simple.Clear solutions.

What can I use my loan for?

Your business can use the financing for purchasing inventory, expanding offices, hiring additional employees, buying equipment, and general working capital.

How much money can I borrow?

Our marketplace of small business lenders can provide as little as $5,000 and up to $5 million.

What type of products do you offer?
How much does it cost to apply?

Nothing! It costs nothing to apply and receive terms as well as how much you qualify for.

How much will a loan cost? Or Whats the rate?

It depends. Loan terms including the rate or cost are set by the lenders themselves and while competitive are based on a number of criteria including but not limited to the the ability of the borrower to repay the loan, length of time in business, in many cases the credit of the borrower, revenue and profits of the business.

How quickly does the loan need to be paid back?

Repayment period is related to the type of loan that you receive and accept.  However, because our job is to help you find the best option for your businesses unique situation, the repayment period is something we can help you on.

How can I get pre-approved for a business loan?

Fill out this information here, click on the link in the lower left for Live Chat, or contact one of our representatives at (888) 460-2882.

I already have a business loan, can I still apply for a new loan?

Yes! We can help pay off your existing balance out of the funding amount and you will keep the remainder.

What is the criteria to apply
  • Generating revenue
  • In business for over 6 months
  • Possess a federal business tax id
  • Doing business through a state-registered entity (Partnership, LLC, or Corporation)
How do I know what product my business qualifies for?

Fill out this information here, click on the link in the lower left for Live Chat, or contact one of our representatives at (888) 460-2882

What industries does Smart Business Loans work with?

Smart Business Loans provides services to over 150 types of businesses including retailers, doctors, dry cleaners, restaurants, professional services and many more

How does Smart Business Loans make money and provide great service?

We get paid only if you find a loan and get funded with the lenders we help you with - so our motivations are completely aligned. So our job is to provide great service - responding fast as time is money for both of us, making it easy so that we fund as many customers as possible, and making it clear so that our customers like your business are satisfied and keep coming back for guidance and help with future borrowing needs. Our vision and goal is to revolutionize the small business services market by creating Fast.Simple.Clear solutions and we will do that one customer at a time. Email us at info@smartbusinessloans.com with feedback or ideas on how we can provide even better service or answer any questions